
Book
The 80-20 Money Makeover
An India-focused framework for simplifying money decisions and automating long-term financial habits.
A practical personal-finance guide that turns the 80/20 principle into a manageable system. It is useful for readers overwhelmed by too many financial choices, although individual products and tax decisions still require current research or professional advice.
Verified destinations
Where to read or buy
We may earn a commission from qualifying purchases, at no extra cost to you.
Will this suit your reading moment?
Choose this if
Choose this if you want a structured way to prioritise financial goals, automate saving and investing, and spend less time managing money.
Choose another book if
Skip this if you want stock tips, guaranteed-return strategies, advanced portfolio theory or personalised tax and investment recommendations.
Edition and publication details
- Author
- Arun Kumar
- Publisher
- HarperBusiness (HarperCollins India)
- ISBN
- 9789354899775
- Genre
- Business & Finance, Personal Development
- Language
- English
Good to know
Financial products, regulations and tax rules change. Verify all implementation details independently and treat the examples as education rather than personal advice.
Why read this book
What the Book Explores
The book uses the Pareto principle to identify the few financial decisions that can have an outsized effect on long-term outcomes. It moves from goal setting and major life choices towards building a low-maintenance system for saving and investing.
Writing and Ideas
Kumar uses accessible storytelling, practical frameworks and behavioural insights rather than heavy mathematics. The focus on automation and periodic review stands out because it reduces dependence on motivation and daily market attention.
Strengths and Limitations
Its India-focused examples and action orientation make it relevant for local readers. The broad system is useful, but product choices, tax rules and personal risk needs can vary or change, so implementation details must be checked independently.
Reading Recommendation
A good fit for beginners and busy earners who want order, consistency and a workable financial routine. Advanced investors seeking security analysis or detailed portfolio construction may find it too foundational.
Similar books

The Psychology of Money
A story-led guide to how behaviour, risk, time and the idea of enough shape money decisions.

Master Your Emotions
A practical self-help guide to understanding difficult emotions and practising calmer responses.

How to Win Friends and Influence People
A foundational guide to listening, relationship-building, persuasion and considerate leadership.